Attention homeowners: Real estate appraisal services for in Melbourne and Brevard County
See the top 7 reasons Florida homeowners need Appraisal Alliance Group, LLC:
We at Appraisal Alliance Group, LLC understand the particular needs of a customer in need of appraisal services. Our typical business clients understand the appraisal process and the standard documents we provide. Being a regular consumer that probably doesn't see an appraisal every day, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.
Challenge property tax assessmentsYour local tax assessor may have your home overvalued if you live in a local area that's declining. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an appraisal report from Appraisal Alliance Group, LLC is your number one weapon when challenging your property tax assessment.
Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are veterans in helping folks just like you do away with unneeded PMI insurance.
Was your HELOC recently frozen?If your house is close to a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Appraisal Alliance Group, LLC can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for precision, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Appraisal Alliance Group, LLC can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.